Whether you’re shopping for insurance policies or reviewing your existing coverage, you may want to know—does home insurance cover water damage? The short answer is “maybe.” It depends on where the water damage came from and the details of your policy. Basically, if water damage stems from a sudden and accidental problem with your water supply lines, your home insurance… Continue reading

Floods are one of the most common natural disasters and can occur nearly anywhere in the world. According to the National Flood Insurance Program, a mere inch of water in your home can cause more than $25,000 worth of structural and property damage. That’s why it pays to make your home flood-resistant, whether you live in a floodplain or not.… Continue reading

No one expects a disaster to affect them directly. Burst pipes, a house fire or a basement flooding might happen to others but never to your own house – right? If you have ever filed a homeowners insurance claim though, you know this isn’t true. Disasters may be few and far between, but they can happen and when they do,… Continue reading